Safe Harbor Financial was founded on a simple but powerful principle: helping people find peace of mind in retirement.

 

It all began with a phone call from a dear friend — someone I’ve long considered family. She was preparing for retirement and wanted to know how to create guaranteed income she could rely on for life. She told me about her brother, who had purchased an immediate annuity that provided lifelong income for him and his spouse. While she liked the security that offered, she didn’t want to give up control of her savings.

 

After listening to her goals and understanding her concerns, I showed her how she could have both — guaranteed income for life and continued access to her money. Together, we found a plan that fit her needs perfectly.

 

Today, she enjoys retirement with confidence, knowing that no matter what happens in the market, her income is secure. And if something should happen to her, her loved ones will still receive the remaining cash value of her plan — a legacy protected.

 

That experience became the foundation for Safe Harbor Financial. It reminded me that financial planning isn’t about products or paperwork — it’s about people, their families, and the futures they’ve worked hard to build.

 

At Safe Harbor Financial, our mission is clear:

Protecting today. Planning tomorrow.